Disclaimer

1. Not a Lender

Commercial Lending Brokers is NOT a lender, bank, or financial institution.

We operate as a lead generation and matching service that connects businesses seeking commercial financing with lenders in our network. We do not:

• Make lending decisions
• Approve or deny loan applications
• Set interest rates or loan terms
• Provide financial advice or recommendations
• Originate, broker, arrange, or service loans

2. No Guarantee of Loan Approval

Submitting a loan inquiry through our website does NOT guarantee that:

• You will be matched with any lenders
• You will receive loan offers from lenders
• You will be approved for financing
• You will receive favorable terms or rates
• You will receive the full amount requested

All lending decisions, including whether to extend credit, loan amounts, interest rates, fees, and repayment terms, are made solely by the individual lenders based on their own underwriting criteria.

3. Information Sharing

By submitting a loan inquiry, you expressly authorize us to share your information with lenders in our network who may be able to assist with your financing needs.

When we match you with lenders, they may contact you via:

• Phone calls (including calls to cell phones and automated calls)
• Text messages (SMS)
• Email
• Mail

Even if your phone number is registered on a Do Not Call list, by submitting your information, you consent to be contacted by our lending partners regarding your loan request.

4. No Endorsement or Recommendation

The fact that we match you with a lender does NOT constitute:

• An endorsement of that lender
• A recommendation to work with that lender
• A guarantee of the lender's quality or reliability
• An opinion about the suitability of any loan product

You should conduct your own due diligence, research lenders, compare offers, and make your own informed decision about which lender and loan product best meets your needs.

5. Not Financial Advice

The information on our website is for general informational purposes only and should not be construed as:

• Financial advice
• Legal advice
• Tax advice
• Investment advice
• Credit counseling

We strongly recommend consulting with qualified financial, legal, and tax professionals before making any financial decisions or accepting any loan offers.

6. Accuracy of Information

While we strive to provide accurate and up-to-date information about loan products and lenders, we do not guarantee:

• The accuracy, completeness, or timeliness of any information
• That lender information is current or correct
• That loan product descriptions are complete or accurate
• That rate ranges or terms shown are available to you

Always verify all information directly with lenders before making any commitments.

7. Lender Independence

All lenders in our network are independent third parties. We have no control over:

• How lenders evaluate applications
• What terms and rates lenders offer
• How lenders communicate with applicants
• Lender business practices or policies
• The quality or legality of lender services

We are not responsible for any actions, omissions, or conduct of lenders in our network.

8. Credit Impact

Submitting a loan inquiry through our website typically does NOT impact your credit score. However:

• Lenders may perform soft credit inquiries which don't affect your score
• If you formally apply with a lender, they may perform a hard credit inquiry
• Hard inquiries can temporarily lower your credit score
• Multiple hard inquiries in a short period can have a cumulative effect

Always ask lenders about their credit inquiry practices before authorizing them to pull your credit.

9. Fees and Compensation

Our matching service is free to businesses seeking financing. We may receive compensation from lenders for:

• Referring qualified leads
• Successful loan originations
• Advertising or lead generation services

This compensation does not affect the cost of loans to you or influence our matching process.

10. State-Specific Requirements

Commercial lending laws and regulations vary by state. Lenders in our network are subject to state and federal lending laws. Some loan products may not be available in all states. Certain states may have additional disclosure requirements or consumer protections.

11. Responsible Borrowing

12. Website Content

The content on our website, including text, graphics, and images, is provided for informational purposes only. We make no representations or warranties about the accuracy, reliability, or suitability of any content.

13. Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the content, privacy practices, or terms of use of any third-party websites. Your use of third-party websites is at your own risk.

14. Changes to This Disclaimer

We reserve the right to modify this disclaimer at any time. Please review this page periodically for updates. Your continued use of our services after changes constitutes acceptance of the modified disclaimer.

15. Questions or Concerns

If you have questions about this disclaimer or our services, please contact us: