Privacy Policy

1. Introduction

Commercial Lending Brokers ("we," "us," or "our") operates as a lead generation and matching service that connects businesses seeking financing with commercial lenders. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our website and services.

By using our website or submitting a loan inquiry, you consent to the data practices described in this policy.

2. Information We Collect

2.1 Information You Provide

When you submit a loan inquiry through our website, we collect:

• Personal Information: First name, last name, email address, phone number
• Business Information: Business name, business type, time in business
• Loan Details: Loan type, loan amount, loan purpose, credit score range
• Marketing Data: Source URL, UTM parameters, referring website

2.2 Information Collected Automatically

When you visit our website, we automatically collect:

• Technical Information: IP address, browser type, device information, operating system
• Usage Data: Pages visited, time spent on pages, navigation paths
• Cookies and Similar Technologies: We use cookies to enhance your experience

3. How We Use Your Information

We use the information we collect to:

• Match You With Lenders: Connect you with lenders who specialize in your loan type and meet your criteria
• Communicate With You: Send confirmation emails, updates, and respond to inquiries
• Improve Our Services: Analyze usage patterns and optimize our platform
• Prevent Fraud: Detect and prevent duplicate submissions and fraudulent activity
• Comply With Legal Obligations: Meet legal and regulatory requirements

4. How We Share Your Information

4.1 With Lending Partners

Important: When you submit a loan inquiry, we share your information with lenders in our network who match your loan criteria. These lenders may contact you directly via phone or email regarding your loan request.

4.2 With Service Providers

We may share your information with trusted third-party service providers who assist us in operating our website and services, such as hosting providers, email services, and analytics providers.

4.3 For Legal Reasons

We may disclose your information if required by law, court order, or governmental authority, or to protect our rights, property, or safety.

4.4 We Do NOT Sell Your Data

We do not sell, rent, or trade your personal information to third parties for their marketing purposes.

5. Data Security

We implement appropriate technical and organizational security measures to protect your information from unauthorized access, disclosure, alteration, or destruction. These measures include:

• Encryption of data in transit and at rest
• Secure database storage with access controls
• Regular security audits and updates
• Employee training on data protection

However, no method of transmission over the internet is 100% secure, and we cannot guarantee absolute security.

6. Your Rights and Choices

You have the following rights regarding your personal information:

• Access: Request a copy of the personal information we hold about you
• Correction: Request correction of inaccurate or incomplete information
• Deletion: Request deletion of your personal information (subject to legal obligations)
• Opt-Out: Opt out of marketing communications (loan matching communications may continue)
• Do Not Sell: We do not sell your personal information

To exercise these rights, please contact us at privacy@commerciallendingbrokers.com

7. Cookies and Tracking

We use cookies and similar tracking technologies to enhance your experience, analyze usage, and assist in our marketing efforts. You can control cookies through your browser settings, but disabling cookies may limit your ability to use certain features of our website.

8. Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the privacy practices of these websites. We encourage you to review their privacy policies before providing any information.

9. Children's Privacy

Our services are not directed to individuals under 18 years of age. We do not knowingly collect personal information from children. If you believe we have collected information from a child, please contact us immediately.

10. California Privacy Rights (CCPA)

If you are a California resident, you have additional rights under the California Consumer Privacy Act (CCPA):

• Right to know what personal information is collected
• Right to know if personal information is sold or disclosed
• Right to opt-out of the sale of personal information
• Right to deletion of personal information
• Right to non-discrimination for exercising CCPA rights

11. Changes to This Policy

We may update this Privacy Policy from time to time. We will notify you of any material changes by posting the new policy on this page and updating the "Last Updated" date. Your continued use of our services after changes constitutes acceptance of the updated policy.

12. Contact Us

If you have questions or concerns about this Privacy Policy or our data practices, please contact us: