How Our Matching Process Works
We make finding commercial financing simple. Our platform connects businesses with the right lenders in just three easy steps.
Three Simple Steps
From submission to funding, we guide you through the entire process
Submit Your Information
Complete our quick 3-minute form with your business details and financing needs.
- Tell us about your business
- Specify your loan requirements
- Choose your loan type
- No impact to your credit score
We Match You With Lenders
Our platform analyzes your needs and connects you with specialized lenders from our network.
- Intelligent matching algorithm
- 500+ vetted lender partners
- Matched within minutes
- Specialized by loan type and criteria
Compare & Choose
Review offers from multiple lenders, compare terms, and select the best option for your business.
- Receive multiple offers
- Compare rates and terms
- No obligation to accept
- Work directly with chosen lender
Why Use Our Service?
We make the lending process easier, faster, and more transparent
Save Time
One form connects you with multiple lenders instead of applying to each individually.
Secure & Private
Your information is encrypted and only shared with matched lenders.
Better Options
Compare multiple offers to find the best rates and terms for your business.
What to Expect
After Submitting Your Information
Once you submit your financing request, our matching algorithm immediately analyzes your needs and identifies lenders in our network who:
- Specialize in your industry and loan type
- Work with businesses of your size and revenue
- Match your credit and time-in-business profile
- Offer loan amounts in your requested range
Lender Contact Timeline
Matched lenders typically reach out within:
- 1-24 hours: Initial contact from interested lenders
- 24-48 hours: Preliminary offers and next steps
- 2-7 days: Formal quotes after additional review
Timeline varies by loan type and complexity. SBA loans typically take longer than working capital loans.
Working With Lenders
When lenders contact you, they may request:
- Additional financial documentation (bank statements, tax returns)
- Business plan or use of funds statement
- Collateral information (for secured loans)
- Personal financial statement
Be prepared to provide these documents to expedite the approval process.
Comparing Offers
When evaluating loan offers, consider:
- Interest rate: APR including all fees
- Total cost: Total amount repaid over the life of the loan
- Terms: Repayment period and schedule
- Fees: Origination, processing, prepayment penalties
- Flexibility: Options for early payoff or modifications
Common Questions
Does submitting a request affect my credit score?
No, submitting a request through our platform does not impact your credit score. We don't pull your credit. Some lenders may perform soft credit checks (which don't affect your score) for preliminary offers. Hard credit pulls only happen when you formally apply with a specific lender.
How many lenders will contact me?
Typically, 2-5 qualified lenders will reach out based on your specific needs and their lending criteria. We don't spam you with dozens of offers - only matched, relevant lenders contact you.
Is there any cost to use your service?
No, our matching service is 100% free for businesses. We're compensated by our lender partners, so there's never any cost to you for using our platform.
What if I don't like any of the offers?
You're never obligated to accept any offer. If the terms don't work for your business, simply decline. You can also adjust your requirements and submit a new request.
Can I apply for multiple loan types?
Yes! If you're exploring different financing options, you can submit separate requests for each loan type you're interested in.
Ready to Get Started?
Join thousands of businesses that have found the right lender through our platform
Free service • No credit impact • No obligation